They say rules are meant to be broken – but in retirement planning, some rules are designed with exceptions that can actually work in your favor. In this episode, we explore where flexibility exists in the retirement system:
– IRA & Roth IRA: Special contribution and RMD exceptions that could save you money. – 401(k)s: When you can contribute or withdraw outside the standard rules. – Social Security: Situations where exceptions unlock additional benefits.
Whether you’re a “rule follower” or a “rule breaker,” understanding these exceptions can help you make smarter, legally sound decisions to strengthen your retirement plan. Listen in.