Fedcoin and FedNow Basics

If you’ve never heard of Fedcoin and FedNow or are confused about what these terms mean, this will be a good tutorial to listen to.

The term “Fedcoin” is derived from the combination of “Federal Reserve” and “coin” to represent a digital version of the US dollar. The concept of Fedcoin has been discussed and explored by economists, researchers, and policymakers as a potential form of central bank digital currency (CBDC) that would provide a secure and efficient digital payment system.

The “FedNow” service is designed to enable individuals and businesses to make instant, round-the-clock payments, which means funds would be available for use almost immediately after a transaction is initiated. The FedNow system will operate 24/7, 365 days a year, and will facilitate the transfer of funds between financial institutions in a secure and reliable manner.

Listen in for further details and explanation.

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