401(k)s and IRAs – To Roll or not to Roll

“I have a 401(k) and I’m retiring very soon. What factors should I consider when I think about whether or not to roll it over?” This is a recent question we received from our listener Andrew. A few years ago, it became quite popular for companies to allow in-service withdrawals. There are arguments on both sides and, just like for any other financial decision, there are many factors to consider, the first one being age. Listen in.