Publish on: February 10, 2025
Retirement isn’t just a single event — it’s a journey with important milestones along the way. There are specific ages when you become eligible for certain benefits, gain new financial opportunities, or face new restrictions. Knowing these key moments can help you maximize your savings, avoid penalties, and make smarter decisions about your retirement future....
Publish on: February 3, 2025
Long-term care (LTC) insurance has changed, and it may not be as expensive or complicated as you think. In this episode, we break down asset-backed long-term care insurance—how it works, why it’s different from traditional LTC policies, and whether it’s the right solution for you. We’ll also discuss what long-term care actually is, who might...
Publish on: January 27, 2025
The recent devastating fires in Southern California have been a harsh reminder of how quickly life can change. Many losses were irreplaceable—personal memorabilia, sentimental items, and even lives, in some cases, because warnings weren’t heeded. Just as it’s crucial to prepare for physical emergencies, the same applies to your retirement. In this episode, we discuss...
Publish on: January 17, 2025
Starting this week, we have a new President. With this transition, many retirees are wondering: How will the Trump Presidency impact my retirement over the next four years? In this episode, we break it down into two key areas: taxes and the economic environment. We’ll discuss potential tax changes, how they could affect your retirement...
Publish on: January 13, 2025
This week’s show is a little different! Over the holidays, we received a flood of great questions, and today we’re dedicating the episode to answering as many as possible. We’ll cover a range of topics, including taxes, annuities, reverse mortgages, and how fixed-income portfolios might react if the FED lowers interest rates. Listen in.
Publish on: January 6, 2025
As we step into a new year, it’s the perfect time to pause and reflect on your retirement journey. Take a moment to look back at last year — did you achieve the financial milestones you set? What worked well, and what could have been better? Reflecting on these experiences is key to making more...
Publish on: December 30, 2024
What if some of the beliefs guiding your retirement and investment decisions aren’t true? In this episode, we dive into the critical difference between opinions—ideas that can’t be proven—and facts, which are backed by evidence. Just as humanity once believed the Earth was flat or the center of the universe, we may be holding onto...
Publish on: December 23, 2024
With a triple-red government ahead, one of the most common questions I hear is, “How should we invest now?” The truth is, the answer remains the same—your investment strategy should align with the phase of life you’re in, regardless of who’s in office. In this episode, we break down the three key life phases for...
Publish on: December 16, 2024
Retirement is meant to be a time of freedom and enjoyment, but are you truly in charge of your financial future, or is it controlling you? Too often, I talk to retirees who are letting fear or indecision shape their retirement. Whether it’s trying to avoid taxes, delaying Roth conversions, or ignoring the need to...
Publish on: December 9, 2024
As the year comes to a close, it’s the perfect time to review your financial plan and ensure you’re set up for a successful retirement. In this episode, we walk through a 10-point checklist to help you maximize savings, optimize taxes, and fine-tune your retirement strategy before the new year begins. 1. Required Minimum Distributions...
Publish on: December 2, 2024
In this special Thanksgiving edition of our podcast, we’re counting blessings that retirees in the U.S. can truly be thankful for. We explore 7 surprising reasons to feel gratitude, from groundbreaking medical advances and the joy of friends, family, and hobbies to the ability to amass wealth, plan a legacy, and enjoy financial freedom. We...
Publish on: November 25, 2024
When planning for retirement, one of the biggest challenges is ensuring your money lasts as long as you do. But what’s the best way to generate that income? Should you rely on interest and dividends, or sell off shares as needed? In this episode, we break down the key differences between the income method—earning from...
Publish on: November 18, 2024
In this episode, we take a comprehensive look at the diverse income sources available to help you make the most of your retirement savings and ensure they last as long as you do. Tune in as we explore key strategies, including: Maximizing Social Security benefits Contract-based investments Real estate investment trusts (REITs) Preferred stocks for...
Publish on: November 11, 2024
This week’s podcast is an inside look at the four guiding principles that shape our financial planning approach at Providence Financial. Discover how these principles can help you build a strong financial foundation, navigate economic changes, and reach your goals with confidence. We will discuss each principle in detail, exploring how they drive smart investment...
Publish on: November 4, 2024
In this show, we’re taking a higher level look at retirement than we normally do. We’ll climb to the highest peak and look down, surveying the landscape. What is your ultimate goal for retirement? Is it to pursue your favorite hobbies or pick up new ones? Is it to stay active hiking or biking? Is...
Publish on: October 28, 2024
Truth be told, I’m not a big fan of Halloween. In fact, it’s my least favorite holiday (if you can even call it that). It celebrates death and, as a believer in the Lord Jesus Christ, there’s nothing less worthy of celebration than that. But anyway – every year I like to do a show...
Publish on: October 21, 2024
“Why are you so passionate about investing for income?” Someone asked me this question recently and we’re starting this show with the four main reasons why: 1. you know you can count on your income because you don’t have to sell shares and cannibalize your principal 2. it allows you to do planning, not guessing ...
Publish on: October 16, 2024
We’re rapidly approaching the end of the year and the time to start thinking about taxes is now. In this show, I cover 8 tax-saving strategies you can implement by the end of 2024 in order to maximize how much you keep. retirement account contributions Roth IRA conversions Required Minimum Distributions charitable giving deferring income...
Publish on: October 7, 2024
This week’s show is a bird’s eye view of seven core principles you must implement in order to enjoy a healthy retirement; we’ve covered each one in detail in previous episodes so make sure to browse our archived shows for more specific information on any topic you may want further help with. 1. determine how...
Publish on: September 30, 2024
As I meet with retirees day after day, I find that many of them did not take full advantage of the options available to them before they retired. Because of that, they are losing benefits and opportunities and certainly not maximizing their retirement. In this show, I’ll cover 6 key steps you should take before...